That list comes under the category of "protection
from what comes down the wire". People obviously have
to deal with online security - keeping track of risks,
updating, etc. Of course it's safer running with limited rights.
And walking down stairs is safer with a helmet on. But
there are tradeoffs.
Which gets back to my original point, that security
means different things for people in different situations.
I don't question people using UAC. I question the attitude
that any other way of doing things is just plain wrong.
As for the items in your list, I know you meant those
items as just examples, but they're interesting examples
of risks that are entirely unnecessary for most people:
* Most people don't need the Java VM installed. I certainly don't.
* Flash, actually, I do consider to be disreputable.
It's rarely used for anything other than animated ads
or superfluous "special effects". It's a proprietary format
with no place online. And it's not particularly safe.
In fact, there's a news item running currently about
a vulnerability in routers when Flash 8+ is installed.
And it's a vulnerability that UAC won't save you from:
http://www.darkreading.com/document.asp?doc_id=143329
Anyone who wants to see Flash video from Youtube,
etc. can do so without allowing Flash in their browser.
* QuickTime and Adobe Reader - Personally I avoid
Apple and Adobe when possible. With the free, small
and fast FoxIt Reader available I don't see any reason
to use the bloated Adobe reader. And I would never allow
PDFs to open in the browser, anyway. There's no reason
to do so.