In Buisness anyone

Would love to be self-employed one day :D I like managing my own time, which is one big benefit!
 
Yeah, & some of us would give anything to be able to get off it.

Recently John's Brother bitched to him about how I was bludging on the benefit & he wished his wife could afford to be able to stay at home & look after their son full time like i do. John was absolutely fuming about it.
They bring in over $100K (NZ)/year. I support myself & my children off $126/week on my partial benefit(Invalids). (John & I are financially independant & keep our financial arangements as if we were flatting). That puts my income at below $7000(NZ)/year.

I won't go into how they spend their money, that's their business, whatever I think of it, but what peed me off was that, more than once I have done information research for him & his family. The first time I spent more than 20 hours hunting up obscure research projects on a little known syndrome. All for free. Now if I'd charged him the $85/hour that it was worth... well, that would've saved the taxpayer 13 weeks worth of benefit & he'd have had that much less to complain about wouldn't he? Ha!

Somehow I don't think he'll be getting much more in the way of freebies off me.
 
gabriella said:
Work is coming in thick and fast.
You said it Gabs! Oh sorry, I thought you were describing some of my clients ;)

Very best of luck with your ventures, keep us posted on progress :thumb:

CI
 
cirianz said:
Yeah, & some of us would give anything to be able to get off it.

Recently John's Brother bitched to him about how I was bludging on the benefit & he wished his wife could afford to be able to stay at home & look after their son full time like i do. John was absolutely fuming about it.
They bring in over $100K (NZ)/year. I support myself & my children off $126/week on my partial benefit(Invalids). (John & I are financially independant & keep our financial arangements as if we were flatting). That puts my income at below $7000(NZ)/year.

I won't go into how they spend their money, that's their business, whatever I think of it, but what peed me off was that, more than once I have done information research for him & his family. The first time I spent more than 20 hours hunting up obscure research projects on a little known syndrome. All for free. Now if I'd charged him the $85/hour that it was worth... well, that would've saved the taxpayer 13 weeks worth of benefit & he'd have had that much less to complain about wouldn't he? Ha!

Somehow I don't think he'll be getting much more in the way of freebies off me.
Jeez Ciri - how do you survive on just £50 a week/£2500 a year supporting your kids???:(

I hope your painting really takes off, and you become rich and famous :thumb:

:)
 
Adywebb said:
Jeez Ciri - how do you survive on just £50 a week/£2500 a year supporting your kids???:(

I hope your painting really takes off, and you become rich and famous :thumb:

:)

Bottom line, I almost never buy anything & if there's a special on I buy & freeze. Had a major crisis last year when my freezer defrosted. I lost all of the contents & I simply cant afford to buy most things at standard prices. I was lucky as a friend of mine gave me some mince & a roast to tide us over. But I was really struggling for several months after as I built up my stock again. There have been times when I have sat in the car & cried because the kids were sick of sausages & I couldn't afford anything else. But for the most part they are very good & I am very proud :D of the fact that I can feed me & the kids for a week for less than my mother spends to feed herself.
But I'm having to be very tight at the moment to meet the bills. I used to get $170 a week & was just walking the line then. Since they dropped my benefit to $126 it's been a problem. But I put all my chrissy present money into paying the power, phone & internet bills in advance so hopefully that should last me until the end of the month & then I will qualify for the govts working for families package & I will be going off the benefit onto that. After that I will be getting $219 a week:D It will be so good. My little boy so needs some new shoes & winter isn't that far away:D

But don't be sorry for me. Over this last couple of years I have learned things about budgeting & shopping smart And especially about what's essential & what really can be trimmed. & perhaps most of all. "If you can't pay for it, don't buy it" (my dad was right about one thing at least :) ) Whatever happens in the future I will never forget what I've learned.

Mind you :D Rich & famous does sound nice:D Would be nice not to have to worry about money, & I still can't believe that someone bought my painting:)
 
Theres nothing in the world that will give you the highs and lows of running your own business .
A good accountant should save you more that your paying for their fees .
You need to save every last recipt .
An you need to count every single penny .
Keeping an open mind and being willing to try different approaches to your business can make the difference to sucess or failure .
Rewarding yourself helps keep up morale . Every time we landed a big contract we treated ourselves to a night in with a rented movie . Every time we were paid for a big contract we splashed out on a 4/5 * meal with all the trimmings , finishing of the evening at home with a bottle of bubbly in front of the fire . :D :cool:
 
gabriella said:
Thanks Itsme for your good wishes! Work is coming in thick and fast.

Love

Gabs x
Dedication! Will power! Determination! Hard work! Look after the pennies the pounds will look after themselves! The end result! Success. And I believe you have just what it takes:thumb:
 
I work for myself, so I guess I started my own business :)

I started off with nothing but a three week contract for some work, and I thought 'It's now or never' and jumped ship to start working for myself.

I started with no money but I had a vehicle, computer and all the specialist tools I needed already there in place. And a clutch of credit cards.

Result? Uncertain cash flow, learning to become proficient in all aspects of running your own business, including accountancy and accepting the fact that working evenings and weekends is sometimes kinda compulsory. It sure do beat somebody telling you what to do though :)
 
cirianz said:
Bottom line, I almost never buy anything & if there's a special on I buy & freeze. Had a major crisis last year when my freezer defrosted. I lost all of the contents & I simply cant afford to buy most things at standard prices. I was lucky as a friend of mine gave me some mince & a roast to tide us over. But I was really struggling for several months after as I built up my stock again. There have been times when I have sat in the car & cried because the kids were sick of sausages & I couldn't afford anything else. But for the most part they are very good & I am very proud :D of the fact that I can feed me & the kids for a week for less than my mother spends to feed herself.
But I'm having to be very tight at the moment to meet the bills. I used to get $170 a week & was just walking the line then. Since they dropped my benefit to $126 it's been a problem. But I put all my chrissy present money into paying the power, phone & internet bills in advance so hopefully that should last me until the end of the month & then I will qualify for the govts working for families package & I will be going off the benefit onto that. After that I will be getting $219 a week:D It will be so good. My little boy so needs some new shoes & winter isn't that far away:D

But don't be sorry for me. Over this last couple of years I have learned things about budgeting & shopping smart And especially about what's essential & what really can be trimmed. & perhaps most of all. "If you can't pay for it, don't buy it" (my dad was right about one thing at least :) ) Whatever happens in the future I will never forget what I've learned.

Mind you :D Rich & famous does sound nice:D Would be nice not to have to worry about money, & I still can't believe that someone bought my painting:)
Hi Ciri - I hope I didn't come across as patronising, it wasn't meant that way :o - I know the last thing you want is folks feeling sorry for you :thumb:

I admire you for managing your life so well regardless of circumstances; I don't know about you, but it makes me seeth when I hear the excuses of many thieves and robbers that they do it because they 'needed the money' - when they are dripping in gold, wearing the latest £100 trainers and a home full of the latest electronics - they don't know the meaning of the word 'poverty' :mad:


*sorry for going off-topic!!
 
originally posted by cirianz

won't go into how they spend their money, that's their business, whatever I think of it, but what peed me off was that, more than once I have done information research for him & his family. The first time I spent more than 20 hours hunting up obscure research projects on a little known syndrome. All for free. Now if I'd charged him the $85/hour that it was worth... well, that would've saved the taxpayer 13 weeks worth of benefit & he'd have had that much less to complain about wouldn't he? Ha!

Somehow I don't think he'll be getting much more in the way of freebies off me.

Cirianz you seem to be like me. i love to help people and get peed off when they take it for granted , but the nature of our being cant be changed. so from me i appreciate what you have done and will do :thumb: . oh and well done with the painting .
 
floppybootstomp said:
I work for myself, so I guess I started my own business :)

I started off with nothing but a three week contract for some work, and I thought 'It's now or never' and jumped ship to start working for myself.

I started with no money but I had a vehicle, computer and all the specialist tools I needed already there in place. And a clutch of credit cards.

Result? Uncertain cash flow, learning to become proficient in all aspects of running your own business, including accountancy and accepting the fact that working evenings and weekends is sometimes kinda compulsory. It sure do beat somebody telling you what to do though :)

Good on you Flopps:thumb:
 
Adywebb said:
Hi Ciri - I hope I didn't come across as patronising, it wasn't meant that way :o - I know the last thing you want is folks feeling sorry for you :thumb:

I admire you for managing your life so well regardless of circumstances; I don't know about you, but it makes me seeth when I hear the excuses of many thieves and robbers that they do it because they 'needed the money' - when they are dripping in gold, wearing the latest £100 trainers and a home full of the latest electronics - they don't know the meaning of the word 'poverty' :mad:


*sorry for going off-topic!!

:) No Ady, you never came across as patronising, thank you. And no, I don't like it when people feel sorry for me and I appreciate very much that you saw that :) You are a good man:p
I am proud of what I've achieved. A few years ago I wouldn't have believed that it was possible:) And I'm always aware that I am one of the lucky ones on our planet. More lucky than most people can comprehend.
In most of the countries of this world I would be walking the street or slaving in a sweat shop while my kids scavenged the local tip just to survive. & I am not more deserving than them. I am simply here through pure chance & luck. An accident of Genetics & geography. & I won't ever forget that either :)

And Rush, thank you very much, for both the thought & the congratulations :D


*Whoops, :o Sorry also for going off-topic!!
 
I am proud of what I've achieved. A few years ago I wouldn't have believed that it was possible:)
Miracles I accomplish immediately!:thumb:
Impossibilities take a little longer!:p

*Whoops, :o Sorry also for going off-topic!!

I don`t mind it all adds to experience !;)
 
itsme said:
Miracles I accomplish immediately!:thumb:
Impossibilities take a little longer!:p


I don`t mind it all adds to experience !;)


lol, Thank you itsme :D
 
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