The fact that lighting was conducting inside the building suggests your
building earthing was defective. Anything that was making a path to
earth was damaged. For starter, every lurker is strongly advised to
have building earthing upgraded to post 1990 National Electrical Code
requirements. That is minimally sufficient earthing. Then every
incoming wire must make a connection to earthing - either by direct
connection (ie cable, dish TV) or via a 'whole house' protectors (AC
electric, phone). Telco provides a 'whole house' protector for free
because it is so inexpensive and so effective. But again, a telephone
line protector will only be as effective as its earth ground - which is
why that phone line protector must make the 'less than 10 foot'
connection to earth. That protector will only be as effective as its
earthing which is why protection is defined by quality of and
connection to earthing.
What happened when lightning found an unacceptable path to earth:
"flexible tube that feeds gas to the hot water heater exploded and
ignited". Just another reason why a building's single point earthing
electrode must be a best path to earth. Lightning that was earthed
where wires enter a building means lightning would not conduct to earth
via that flexible tube.
IEEE Red Book (Std 141) defines lightning protection:
In actual practice, lightning protection is achieve by the
process of interception of lightning produced surges,
diverting them to ground, and by altering their
associated wave shapes.
Lightning is not capricious. Lightning is statistically predictable.
Lightning seeks earth ground. Noting capricious about that. Once
inside a building, then many unexpected and conductive electrical paths
exist. After damage occurs, a human then says, "Of course." I must
enhance the building's earthing; must connect every incoming utility
'less than 10 feet' to a superior and single point earth ground.
Damage is averted by earthing before lightning can enter a building.
Does building earthing, at minimum, meet post 1990 NEC requirements?
If not, then household protection starts by upgrading / enhancing that
earthing. Protection is only as effective as its earth ground - so that
lightning also is not conducted to earth by a flexible gas tube.