Monagan,
You can hide all the rows and colums past your area. To do that, select the
first row to be hidden (click in the row header), select from there down
(Ctrl-Shift-DownArrow), right click in the selected area and choose Hide.
Same for columns if you wish.
If there is stuff beyond a certain row you wish to be able to see, but not
scroll too, then you have to set the ScrollArea, which requires a macro to
run each time the workbook is opened. This also limits selection, as well
as scrolling.