Travel Insurance?

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Well off on holiday later in year to Spain/France.
Now my work travel insurance does not cover me for personnel holiday's these days!
So, what companies do others use?

Have look so far at both Sainsburys & Virgin who both look good, Tesco too expensive.
 
We use LV, and they have been excellent. Back in 2013 we booked a last minute holiday, and two days later my back went and we couldn't go (needed surgery in the end). LV covered everything (well, minus the excess of course), no quibbles. I know there are probably cheaper ones out there, but I like the peace of mind knowing that if the worst happens then you don't need to worry about arguing with your insurer about what they will and won't cover.
 
Some banks gave gifts away to students in the 1980's.
Nothing major mostly pens, note pads and piggy banks!
 
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