New Years Resolution?

Ian

Ian

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Is anyone planning to make a new years resolution?

I'm going to aim to manage my time better, as I want to really knuckle down and get these coming exams out of the way, plus make enough time to cook some more interesting foods.

100% determined to complete it this year ;)
 
Achieved all I needed to throughout my life> so this year I am aiming a little higher and determined to win the UK lottery:rolleyes: with all six numbers.:D And buy you all a PC of your choice> and a special CRUNCHER;)
 
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I made a resolution once ... "never to make a new year resolution" ... it's the only one I've kept.

:p
 
I`m making 1 this year ..
An extra special New Years Revolution..
To rule the world...
 
muckshifter said:
I made a resolution once ... "never to make a new year resolution" ... it's the only one I've kept.

:p
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Ditto :D

I would like to quit smoking though...... :(
 
quote "Hello A.H.:p"

no need to be rude !

Mine is to make sure my eldest daughter makes her grades at college .
 
Rush said:
quote "Hello A.H.:p"

no need to be rude !

Mine is to make sure my eldest daughter makes her grades at college .
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Was not meant to be rude or offensive;)
 
Don't make resolutions as i think they are a waste of time....If i want to do something i just do it....:p

Gave up smoking 8 years ago just like that because i wanted to do it...and no Patches or hypnotism, just pure willpower.....

Come on Flopp's if you want it you can do it....;)
 
Only one resolution for 2006!

I think I might have to start paying a visit or several to the gym! I think I have got an allergy to gyms though because I always break out into a sweat;)

A few months ago one of my "mates" very kindly informed me that I was "out of shape"! Well so far as I can remember, round is still a shape:D
 
Yeah Mine are the Following:

Eat Better
Get Fit
Save some Money

I got a credit card today (dont worry im not planning on getting into debt)
 
christopherpostill said:
I got a credit card today (dont worry im not planning on getting into debt)
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None of us plan to get in debt Chris - it just seems to happen :(
 
Well basically i got it because i want to start getting a good credit history for when i need a mortgage, and to do that you have to prove that you can use one to your advantage, e.g. not pay off all the amount, but never fail to pay a payment... etc etc...!

I'll do my best :D
 
Me, I just want to live, love and be happy, much like everyone I suppose.
So no new years resolutions for me:).
 
christopherpostill said:
Well basically i got it because i want to start getting a good credit history for when i need a mortgage, and to do that you have to prove that you can use one to your advantage, e.g. not pay off all the amount, but never fail to pay a payment... etc etc...!

I'll do my best :D
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Chris all you need is to obtain an overdraft facility with your bank, and every month any interest is payable to them,hence> a very good credit status;)
 
Quit Smoking, Get back in Shape, and
STAY IN SCHOOL(I have a small problem with getting into arguments with teachers and getting thrown out-No Joke, I have two instances on record)
 
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itsme said:
Chris all you need is to obtain an overdraft facility with your bank, and every month any interest is payable to them,hence> a very good credit status;)
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Well as long as i put everything on my credit card, and pay it off with my debit card, that should build it up...?
 
christopherpostill said:
Well as long as i put everything on my credit card, and pay it off with my debit card, that should build it up...?
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The best way to gain a good credit rating is to have a credit card and make sure at least the minimum monthly payment is made every month and most importantly - on time.

Taking a loan and paying it back on time is another good way.

If you have a monthly payment plan on your mobile phone (not pay-as-you-go) that's another string to your bow.

A bank overdraft, in my experience, doesn't actually count for much. The only time it seems a bank is mentioned in your credit rating is if you've defaulted on something with them.

The best credit rating of all is paying a monthly mortgage payment regularly.
 
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