You don't need anything.
This camera is XP ready. Just connect the USB cable between the camera and
your computer.
Make sure you have pictures on your memory card and power the camera on.
Wait about 15-20 seconds for XP to recognize it.
The first time you connect, you may get a message to insert software (a
CD-ROM) supplied by Fuji.
After this, you simply open My Computer and your camera will be listed under
Hardware with Removable Storage. Double click on it to open it. You will see
a folder icon, open it and you will see the photo files. Select all of them
and copy them to a folder on your hard drive. XP looks at your camera memory
card in the same way it looks at folders on your hard drive or a floppy
disk.