Hi, Jim.
Microsoft has (for whatever reason - probably to encourage us all to move to
NTFS) limited Win2K/XP's ability to format FAT32 to volumes no larger than
32 GB. Win2K/XP can format larger drives than are on the market today to
NTFS. And, if you use Format.exe while running Win98, for example, you can
format drives as large as about 127 GB as FAT32; after formatting by the
other OS, Win2K/XP will happily use the whole thing.
RC