hey - thanks but it's off so perhaps i asked the wrong question - i can't
input a numeric value with dot00, example - 175.00 or 1830.00 as when I do it
reads 175 and 1830 - sorry - new to excel
also what is it about iterating references cos I created a formula but it
seems I circled back - i have removed the formula but don't understand what
excel does with it and the crux of the problem
thanks a mil