Linking the picture will keep the database size from growing too much I believe, but you may also
see a "loading picture" screen. Not positive about that so don't quote me.
You should be careful if the location of the picture/graphic file changes. You may need to trap for
the error that could be raised if Access cannot find the file.
Embedding is sometimes fine, just don't do it too much. I usually just embed one small picture on my
main switchboard form instead of linking. The rest of my forms all use just the Windows background
system color.
One last thing: do NOT embed or link a picture file to a background on a continuous form! You could
run into "low resources" problems.