Thanks, Scott. That was most helpful.
Perhaps you might know the answer to another user-permissions related
anomaly that is occuring when I scan my desktop with Microsoft Baseline
Security Analyzer 2.0 ... it tells me I have three administrators, two that I
expected (myself and the default "Administrator") and one that I didn't
expect by the name of "S-1-5-21-3779935395-2437969446-162025716-1003" This
latter one does not show up when looking at users via the control panel or
using Start...Run...control userpasswords2 to detect User Accounts. When I
did a registry search I found it only in one folder with the name "Protected
Storage System Provider" Any idea where this strange-named administrator
comes from?