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ND Pard
I would like to prepare a Variable Monthly Rate 5 year (60 month)
Interest / Payment schedule.
The schedule will contain a record (row) for each of the 60 months
plus header rows for starting Principal Balance and Interest Rate
and related Column Headings etc.
Currently my schedule contains columns for:
Payment, Remaining Principle and Interest Rate.
Assume a $75,000 starting balance.
Assume a starting Interest Rate of 6.25%.
Payments will be ONLY be made once at the end of the year
(ie, the 12th month).
If the interest rate can be modified in any and all of the 60 periods,
what is the formula to change any unpaid payments to equal
amounts so the last payment pays off the balance?
Any help will be appreciated.
Interest / Payment schedule.
The schedule will contain a record (row) for each of the 60 months
plus header rows for starting Principal Balance and Interest Rate
and related Column Headings etc.
Currently my schedule contains columns for:
Payment, Remaining Principle and Interest Rate.
Assume a $75,000 starting balance.
Assume a starting Interest Rate of 6.25%.
Payments will be ONLY be made once at the end of the year
(ie, the 12th month).
If the interest rate can be modified in any and all of the 60 periods,
what is the formula to change any unpaid payments to equal
amounts so the last payment pays off the balance?
Any help will be appreciated.