Bingo!
Found the problem!
The PC was originally purchased with OEM Win 98 installed on C drive.
Win 2000 was later installed as a clean upgrade to the F drive.
Later, I got really masochistic, and cloned Win 2000 on F to the G drive.
10's of thousands of registry/file edits, but I got it to work! NEVER will I
go thru that again!
Later, a clean install of Win 2000 was made on the J drive.
Most recently, the Win 98, on the C drive, was upgraded, in place, to Win
2000.
The OS on the J drive was set to adjust for daylight time.
The OS on C, F, and G were set to NOT adjust for daylight time.
In all 4 cases, the checkbox for the GUI for this option was set correctly.
However, the registry for the Win 2000 on the C drive had incorrect settings
for DaylightBias, even tho the checkbox in the GUI was cleared.
So, I tried checking, then unchecking the option via the GUI.
When I checked the registry, I found that the value for the
CurrentControlSet had been now set correctly, BUT, and I do have a big butt,
the value for ControlSet2 was still incorrect. So I manually modified the
value.
I expect that this has fixed the problem.
Guess I'll find out in April 2006.
So I guess this was a bug in the Win 2000 that had been upgraded in place
from Win 98.